Use Crypto
Like Cash
Secure. Compliant. Borderless.
Manage crypto and fiat in one wallet. Spend, send, and withdraw anywhere in the world — instantly.
How It Works
Start with crypto or start with fiat
Start with Crypto
- 1Identity Verification (KYC)
- 2Deposit Crypto
- 3Convert to Fiat
- 4Spend · Withdraw
Start with Fiat
- 1Open Account
- 2Top Up via Bank
- 3Buy Crypto
- 4Hold · Convert · Send
Features
All your finances in one place with UpPay
UpCard Payments
Pay online and in-store with virtual or physical card. Works at POS terminals and ATMs worldwide.
Global Transfers
Move funds across borders in seconds. Fast international transfers with no hidden fees.
Bills & Subscriptions
Pay recurring bills and subscriptions with crypto or fiat easily.
Bank Withdrawals
Withdraw to your linked bank account instantly with T+0 settlement.
Unified Wallet
Manage BTC, ETH, USDT, USDC and fiat currencies all in one wallet.
Instant Exchange
Real-time crypto ↔ fiat conversion at transparent rates, anytime.
Who Is It For?
A platform designed for diverse users
Security & Trust
Institutional-grade security and global compliance
Institutional Security
Enterprise-level security protocols keep your assets safe at all times.
Global KYC/AML
Full KYC/AML compliance meeting regulatory requirements worldwide.
T+0 Settlement
Real-time settlement system for instant, delay-free transaction processing.
Transparent Fees
No hidden costs — a clear and transparent fee structure every time.
Why UpFinance?
Not just a crypto card. A complete global financial infrastructure.
| Comparison | UPFINANCE | REDOTPAY | TEVAU |
|---|---|---|---|
| Direct payment processing (no intermediary) | ✓ | ✕ | ✕ |
| Real bank accounts (EU · HK · US, etc.) | ✓ | ✕ | ✕ |
| Crypto ↔ Fiat T+0 direct settlement | ✓ | ✕ | ✕ |
| 140+ country fiat support | ✓ | Partial | Partial |
| Business payment tools (payroll · suppliers) | ✓ | ✕ | ✕ |
| Investment features (stocks · real assets) | ✓ | ✕ | ✕ |
| Savings & term deposits | ✓ | Partial | ✕ |
| Large-scale transactions (millions+) | ✓ | ✕ | ✕ |
Full Financial Infrastructure
Not just a card — a complete financial platform for individuals, businesses, and institutions.
Direct Settlement
No card networks or intermediaries. T+0 instant settlement with zero delay.
Truly Global
Real bank accounts in EU, HK, US & Singapore. 140+ country fiat support.
Asset Flow & Exchange
Experience seamless movement between digital assets and fiat currencies. Visa merchants, 140+ countries supported.
Instantly convert crypto to fiat for everyday payments
Swap freely between BTC, ETH, USDT and more
Buy crypto instantly with your fiat balance
Exchange and transfer across 140+ global fiat currencies
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FAQ
Find answers to common questions about our service